How Far Do You Agree with the View That in the 1920’s the...

How far do you agree with the view that in the 1920’s the KKK possessed neither sizable support nor significant influence? The 1920’s marked a period of great racial tension throughout American Society, with the period often regarded as a melting pot due to such strains and tensions. The immigration of new, non-protestant immigrants such as Catholics and Jews since the turn of the century had brought about large scale unease due to the sheer number of immigrants. Combined with Mexicans, Orientals as well as a rapidly growing black population, these minority groups were to suffer at the hands of those concerned with the values of White, Anglo-Saxon Protestants, with these values playing a fundamental role in the American way of life.†¦show more content†¦Throughout the 1920†²s the Klan’s membership saw an increase, estimates at the time ranged from 3-5 million and profits rolled in from the sale these memberships, regalia, costumes and rituals. The Ku Klux Klan used intimidation, threats, beating and even murder in their quest for a â€Å"purified America†, thus appealin g to many Americans due to their proactive approach, which had not been mirrored by that of the republican government during the period. An example of such influence is the alleged election of governors in Maine, Colorado and Louisiana who had KKK support. Additionally, the Klan arguably aimed to defend the American way, reflecting fear amongst many Americans who feared the emergence of more radical, especially socialist ideas, which had spread from Eastern Europe due to the influx of immigrants during the early 20th Century. The Red Scare is a key proponent of this fear, thus providing the perfect breeding ground for bigotry. Many Americans had either witnessed, or heard of the Bolshevik Russia, which was ultimate seen as a threat to the capitalist society america has formed upon. In 1919 there were 3,600 strikes involving over 400,000 workers, possibly highlighting a feeling of tension and fear amongst a considerable proportion of the population. Ultimately, this scare has proved that the KKK was a defender of such ideology, considerably suggesting that

Life Insurance Products Of Malaysia - 1315 Words

Life insurance products in Malaysia The life insurance industry in Malaysia can be divided to family takaful and conventional life insurance. Both family takaful and conventional life insurance are similar in providing protection against the loss of income that would result in the death of the insured. However, unlike the conventional life insurance in which the insured transfer the risk to the insurer, takaful mutual risk is shared among the participants. Another major difference between them is the ownership of the companies. A conventional life insurance company is owned by shareholders whose objective is to maximize profits while a takaful company is owned by the participants whose objective is to minimize the cost incurred. The total†¦show more content†¦The minimum paid-up share capital of an insurer is RM 100 million while the supervisory Capital Adequacy Ratio (CAR) for an insurer must be higher than 130%. CAR can be obtained by dividing the total capital available by the total capital required and ins urers must set their own CAR to reflect their own profile risks and have a CAR higher than the 130% required. Taxation Taxation is always one of the crucial factors in business. After being fixed at 25% for seven years, the standard corporate income tax in Malaysia is reduced to 24% from the year of assessment 2016. In comparison, the company tax rate in Australia is higher although it is scheduled to decrease to 25% for all companies in 2026-2027. Apart from that, although Goods and Service Tax (GST) at 6% is implemented from 1st April 2015 in Malaysia, all life insurance products exempt from GST. Market penetration rate According to the BNM, the market penetration rate which is measured in terms of the sum of the life insurance policies and family takaful in force to the total population has risen from 38.7% in 2005 to 54.9% in 2015. However, it remains distant from the government’s targeted level of 75% in the year 2020. Although the market penetration rate for family takaful products was only a quarter of the market penetration rate in 2015, its market penetration rate has increased steadily from 9.2% in 2009 to 14.7% in 2015. In

Reflection on Learning with Learning Contract Free Essays

In this assignment, I need to reflect on the situation that took place during my working group. In this reflection, I am going to use Gibbs (1988) Reflective Cycle. This model is a recognised framework for my reflection. We will write a custom essay sample on Reflection on Learning with Learning Contract or any similar topic only for you Order Now Gibbs (1988) modal of reflection consists of six stages to complete one cycle which is description, feelings, evaluation, analysis, conclusion and an action plan. Description I was put in groups for a week to work through a set of tasks. There was a mixture of males and females with a wide range of ages. There were some people that played a part in the group activities and there were some that did not, this was what contributed to the breakdown in communication in my group. The first day we got into groups, we had to do a learning styles questionnaire. In this questionnaire there were four types of learning styles, which where activists, reflectors, theorists and pragmatists (Honey, 1973). In my group of seven we were made up of reflectors, theorists and pragmatists. On the second day we did a group activity about the skills knowledge and attitudes that a health care professional should have. During this task we were divided has a group even more because we all had different views on what we thought was the ideal health care professional. Day three we did a Kohlberg’s moral dilemma (1981) where we had to choose whether Heinz should steal the drug or not. My group was divided on whether he should steal the drug or not. On day four we did a self and peer-evaluation questionnaire. Feelings I felt very frightened in the group setting because I preserved that I was the youngest in the group and I did not know anyone, which I was very shocked me because I am normally a very confident person. I also felt very out of place I really did not like being in a group that did not click with each other. I then started to get concerned that we would not get any of our group tasks finished. My second concern was that in a difficult situation that we might all argue because we all had such different views. But I was also excited to see what might have come out of the group tasks. I also think there should have been an icebreaker task; this would have eased us in. Evaluation The good experiences of the group tasks were that I learnt about myself and how other people work in small groups. It was also good to listen to other people’s opinions. It was also good to work with people I would not necessarily work with outside of these groups that were chosen for me. The bad points were that we has a group did not gel; there was a lack of communication throughout the whole week. I also think there should have been an icebreaker task. Analysis There were no activists in my group and I think this is why there was a breakdown in my group because activists like to be involved in new experiences. They are open minded and enthusiastic about new ideas but get bored with implementation. They enjoy doing things and tend to act first. Where reflectors, theorists and pragmatist are more reserved and like to think first and take a back sit (Honey, 1973). Some points of the task went well which were that as a group we found out what learning styles are and what the positives and negatives of each learning style and how we can use it to better are learning enhancement. The other members of the group also contributed on what they thought each learning style meant and if they thought it was a true representation of them. But some just did not contribute I am not sure if this was because they were shy or did not want to say the wrong thing or intimidated by the large group. Conclusion I have learnt a lot for from working in my group, I learnt to put myself in the others shoes and understand why people acted in a certain way. I came away being very emphatic and willingness to understand that not everyone is not the same. But now it has become a normal way of thinking and responding to a particular situation. So I have turned my reflection into learning. I have read that the more we read and think about a situation the more we can identify they importance of reflection (Boud et al, 1994). I have also learnt that ‘‘the basic unit of communication is made up of a sender, a receiver and a message set within a particular context’’ (Ellis et al, 1994, p. 4). Action plan If the situation came up again there would be a lot I would change one of hich would be more considerate to the group member’s feelings. Secondly I will continue to reflect and study the causes of why things go wrong. Reflection is based on allowing us to ground our thoughts and keep us focused. This helps to prevent reflection going off the subject. (Dallas et al, 2005). I would also like feedback because feedback is vital for development and change. Feedback is important to the on-going development of us h as humans. ‘Feedback is central to developing learners’ competence and confidence’ (londondeanery, 2010) How to cite Reflection on Learning with Learning Contract, Essay examples